Home / Condo and HOA
Condo, HOA and multifamily claims.
From one building to a community of dozens of buildings and a hundred owners. A documented claim the board can stand behind, scoped building by building.
Chris calls back within 24 hours, and often the same day.
- 1Every building, every unitInspected and documented one by one
- 2Garage gables on each unitValleys, flashing and trim
- 3Hips and ridgesCaps on every roof
- 4Matching across the communityOne look for the whole association
- 5Clubhouse and common buildingsSeparate structures, separate scope
- 6Gutters and downspoutsEvery run on every building
What boards need from a claim.
Board members are volunteers with day jobs. A large hail or wind claim across many buildings should not become their second job.
Every building, every elevation
A building-by-building scope, so nothing gets averaged away or skipped.
Master policy and owner responsibility
Where the association’s coverage ends and unit owners’ begins, and how the deductible applies.
Updates the board can share
Plain written updates the board can pass along to owners at meetings or in a letter.
One point of contact
We work with the board and the property manager, the insurance company, and any engineers or contractors involved.
Decisions stay with the board
We explain the options and what each one means. Your governing documents and your board decide.
Questions boards ask after a loss.
Should the association or the owners file the claim?
It depends on what was damaged and how your master policy and governing documents split responsibility. For roofs and exteriors, the association usually carries the claim. We sort that out early.
Does the board need to vote to hire a public adjuster?
Your governing documents decide that. We give the board what it needs to decide, including the agreement and fee in writing.
How do we keep owners informed?
We provide plain updates the board or manager can share, so owners hear one consistent story.
We already have a contractor. Is that a problem?
No. The association chooses who does the work. Our role is the claim.
Do you work with property managers?
Yes. We coordinate inspections, carrier meetings and access through the manager so the board is not pulled into every step.
Talk to us before the board decides.
A review costs nothing and gives the board something concrete to discuss.